NVR Mortgage Process

I've read a lot of horror stories on NVR's mortgage process and understandably most lenders are much more strict post 2008. I have a very good credit score but own my own business, with 3 years under my own umbrella but the same business I was doing before that.  While I'm only talking about the initial approval of the loan, not the closing yet, it was pretty straightforward.  I did have to submit a lot of documents but they never lost any of them, as some have noted, and nothing too crazy.  I had downloaded 2 years of statements and they only asked me for 2 months.  I also have a very odd structure in my business in that I only bill big payments a few times a year but they were fine with this.

Hope the closing process goes just as well!